Contact us at: Focus Risk Management Inc.
                       1371 Quest Circle
                       Mississauga, ON L5N 8B5
                       Canada


                       Telephone: 905-795-0261,416-407-6252
                       Facsimile: 905-795-0261
                       e-mail: kenwilliams4545@sympatico.ca  
                       e-mail: kenwilliams@focusriskmgmt.com